Long-term bonds generally provide higher yields than short-term bonds, because investors demand higher returns to compensate for the risk of lending money over a longer period. Occasionally, however, this relationship flips, and investors are willing to accept lower yields in return for the relative safety of longer-term bonds. This is called a yield curve inversion,

47% – Percentage of retirees who retired earlier than planned, with nearly one-third citing an unexpected hardship, such as a health problem or disability. Source: Employee Benefit Research Institute, 2022 Workers typically plan to retire much later than the actual age reported by retirees. In the 2022 Retirement Confidence Survey, 65% of workers said they

$45.97 – Average monthly price of the most popular broadband internet packages, with download speeds of about 98 Megabits per second. It’s estimated that nearly 40% of U.S. households (48 million) may qualify for a new federal program that provides a subsidy of $30 per month to help cover high-speed internet. For more information, visit

To help improve your financial situation, you might consider reducing your debt. Before starting any debt payoff strategy (or combination of strategies), be sure you understand the terms of your debts, including interest rates, payment requirements, and any prepayment or other penalties. Start with Understanding Minimum Payments You are generally required to make minimum payments