Which type of life insurance is better–term or cash value? Insurance buyers have been asking this question for generations. When choosing between these two fundamentally different alternatives, you’ll need to think about the amount of coverage you need, the amount of money you can afford to spend, and the length of time you need the

Answer: Mutual funds offer many advantages that are particularly attractive if you have a small amount to invest (i.e., $25,000 or less), or if you don’t have the time, experience, or inclination to manage your own investment portfolio. If you invest in an actively managed mutual fund, you get the benefit of the fund manager’s

Planning on working during retirement?  If so, you’re not alone. Recent studies have consistently shown that a majority of retirees plan to work at least some period of time during their retirement years. Here are some points to consider. Why work during retirement? Obviously, if you work during retirement, you’ll be earning money and relying

Answer: Yes, as long as you’ve purchased a convertible term life insurance policy. Keep in mind that convertible term life insurance usually has a conversion deadline, which is the date by which you must convert. And when you do convert your policy, you can expect your premiums to increase as you’ll have permanent and not