Whether you’re shopping online or hitting the mall this holiday season, here are some tips that might help you save time and money. Make a Establish an overall budget, then make a list of gifts you will need to buy and how much you can afford to spend on each person. Shop early. If you

Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1.  Defer income to next year Consider opportunities to defer income to 2025, particularly if you think you may be in a lower tax bracket then. For example, you may be able to defer a

When the Federal Reserve raises interest rates to fight inflation, the unemployment rate typically rises as the economy slows in response to the higher cost of borrowing. Remarkably, unemployment remained under 4% for 27 months during and after the Fed’s unprecedented rate increases that began in early 2022 — the longest period at this level

For a family with two young children, the average annual cost for child care in 2023 was higher than the cost of mortgage payments in 45 states and higher than the cost of rent in every state. Here is a comparison of regional costs for housing and child care for two children — an infant