Coastal Wealth Management, available through CUSO Financial*, has investment solutions that can help you keep up with inflation and still guarantee your principal.
All guarantees are subject to the claims-paying ability of the issuing insurance company.
Issued by a bank that guarantees your principal. The rate of return is determined by the performance of a stock market index. If you withdraw your money early, you get the value of the index.
Minimum: $5,000
Term: 5 years or more
Return: Talk to an advisor for more information.
Loss of principal could result if market-linked CD is sold or redeemed prior to maturity. If sold or redeemed prior to maturity, investor may receive more or less than the original investment. To ensure receiving 100% principal protection, investor must hold the investment to maturity.
Issued by an insurance company that guarantees a specified rate of return* over the period of the annuity. The earnings are tax deferred, your principal is guaranteed but if you withdraw money early a penalty could apply.
Minimum: $10,000
Term: 2-10 years
Return: *Talk to an advisor for more information.
**Insurance products are guaranteed upon the full faith, credit, and claims paying ability of the issuing insurance company. Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed Financial Professional can provide you costs and complete details.
Issued by an insurance company that guarantees your principal. The rate of return* is determined by the performance of a stock market index but is capped each year and is tax deferred.
Minimum: $10,000
Term: 5 years or more
Return: *Talk to an advisor for more information.
**Insurance products are guaranteed upon the full faith, credit, and claims paying ability of the issuing insurance company. Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed Financial Professional can provide you costs and complete details.
At Coastal, we recognize that having a relationship with a local, professional advisor can help you reach your goals.
Our strategies for your success are broad because we are not required to sell a specific insurance or investment company’s products. We have the freedom to find the right investment or insurance policy to implement your financial plan.
***Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Coastal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.
